Property & Casualty Insurance

Helping Individuals, Families, and Business Owners SECURE their future and the future of their loved ones

In insurance terms, Property and Casualty insurance can also be called Property Liability insurance. Whatever you call it, what it does is help protect you against financial losses that come as a result of being held legally liable for an accident that causes damage to another person or another person’s belongings.

Because we have independent agents, we’re able to work for the customer, not the insurance company. We work with a variety of carriers which gives us the ability to come up with a solution that meets the specific needs of each client. We are currently working with Travelers, Progressive, Nationwide, SafeCo, Allstate, and Auto-Owners. We can offer coverage for the home, autos, umbrella, commercial, surety and fidelity bonds, renters, motorcycles, boats, and special events. We also have the ability to provide coverage in a variety of states.


  • American Modern
  • Auto Owners
  • Barton Mutual
  • Billings Mutual
  • Concordia Farmers Mutual
  • Foremost
  • Hagerty
  • Hartford
  • Haulers
  • Laclede Mutual
  • Liberty Mutual
  • Missouri Employers Mutual
  • Nationwide
  • Next Insurance
  • Polk County Mutual 
  • Progressive
  • Safeco
  • Stone Trust
  • Travelers

Frequently Asked Questions

Can I get coverage for my personal belongings on the boat?

Yes, many boaters insurance policies offer coverage for personal belongings such as clothing, fishing gear, electronics, and other personal items that are kept on the boat.

If you need to file a claim for your boat, contact your insurance company or agent as soon as possible to report the incident. They will guide you through the claims process and provide assistance in assessing the damage and arranging repairs.

You can purchase boaters insurance from insurance companies that specialize in marine insurance, as well as from independent insurance agents or brokers who offer boat insurance policies from multiple insurers.

You can also give us a call and schedule a no-cost consultation where we can help you understand your options! Call us at 417-883-9300 or click “Call Now” below: