Whole Life Insurance

Whole life insurance is a contract designed to provide protection over the your entire lifetime.

There are many types of whole life policies, but probably the most common is ordinary level premium whole life insurance, or simply ordinary life (or “straight life,” “traditional whole whole,” or” continuous premium whole life”).

This type of contract features level or fixed premiums as long as you can retain the policy for the rest of your life. The death benefit remains level throughout the lifetime of the contract. Insurers invented the level premium concept to make the whole life contract affordable for as long as you decide to keep it.

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