A fall can be deadly at any age, but people above age 65 are at the greatest risk of death and injury due to serious falls. This leaves many Medicare beneficiaries wondering if they can leverage their health and medical benefits to acquire financial assistance for a necessary fall risk assessment. Fortunately, the answer is yes — though there are some stipulations.
To learn how you can get a fall risk assessment done at your home when you enroll in Medicare, keep reading.
What is a Fall Risk Assessment?
A fall risk assessment is a routine review of one’s home that serves the purpose of identifying any fall risks or hazards. The assessment can also involve a deep review of a person’s health. The health review is performed to ensure that any medical conditions that could contribute to walking or balance issues are known and compensated for.
Through a fall risk assessment, senior citizens who live at home can maximize their safety and negate fall risks. They can also get help understanding how to avoid falls when completing daily necessities and activities of daily living.
Do Medicare Enrollees Have Access to Fall Risk Assessments?
Technically, yes. You can have a fall risk assessment visit within the first twelve months of your Medicare enrollment. This one-time visit rule allows people who have been enrolled in Part B for less than twelve months to receive the fall risk assessment they need at little to no out-of-pocket cost.
Are Fall Risk Assessments Mandatory?
Fall risks assessments are not mandated by any law or policy. Though, having one performed serves to benefit the enrollees, so they are highly recommended. If you are considering a fall risk assessment but not sure how to proceed, it may be helpful to reach out to a Medicare specialist immediately.
Medicare Typically Does Not Cover the Cost of Modifications
If a fall risk assessment uncovers hazards that must be removed or repaired, the cost of those modifications falls onto the enrollee. Therefore, you cannot expect Medicare to pay for any necessary modifications that would reduce fall hazards. Fortunately, some Medicare Advantage plans could provide financial support in this area. To find a plan that does, speak to a Medicare agent today.
You can reach Secure Insurance Group today by filling out the contact form on this page or calling us at 1-877-871-7328.