Auto insurance comes in many shapes and sizes, each designed to provide its coverage in certain situations. The types of vehicles and their uses are also taken into consideration. Here, you’ll find the various types of car insurance and how it can meet your auto insurance needs.
Auto Insurance From Secure Insurance Group
Secure Insurance Group is here to offer auto insurance coverage that fits your needs so that you won’t be blindsided if disaster strikes. We offer auto insurance that will cover any necessary repair costs, legal fees, and medical expenses.
How Secure Insurance Group Helps
We at Secure Insurance Group provide auto insurance because not only can it prevent you from having to cover burdensome expenses, but it’s also a legal requirement. We want you to be able to drive safely and lawfully so that you can get where you need to go without worrying about financial setbacks.
Personal Injury Protection (PIP)
Vehicles possess dangerous power. No matter how a car accident happens, it can leave those involved with serious bodily harm. This results in high medical expenses, and possibly lost income if your injuries leave you unable to work.
Personal injury protection coverage provides coverage for your medical expenses, even if you were the one who caused the accident. It also compensates you for any lost wages as a result of your injuries.
Liability insurance comes in the forms of bodily injury liability and property damage liability. Bodily injury liability will cover the other person’s medical bills if you’re at fault for an accident that causes serious injury. This also extends to legal fees if the injured driver files a lawsuit against you.
Property damage liability helps cover repair costs for the vehicle that was damaged in an accident in which you were the at-fault driver.
This type of car insurance helps pay for damage to your car after a collision with another vehicle or object. Collision coverage applies regardless of who’s at fault.
This type of coverage protects you in the event that you’re involved in an accident with someone who doesn’t have car insurance. When someone doesn’t have car insurance, it’s unlikely that they’ll be able to offer you adequate compensation for the damage they caused to your vehicle. Uninsured motorist coverage helps avoid this situation by making up for the other driver’s lack of insurance.
Like personal injury protection, Medical payments coverage will cover your medical expenses regardless of who’s at fault. It also helps in situations outside of driving. For instance, if you’re riding a bike or walking along a road and you’re struck by a vehicle, medical payments coverage will help cover your medical bills.
There are many other sources of damage to your vehicle besides other cars on the road. Comprehensive coverage accounts for damage from natural disasters, explosions, vandalism, and falling objects. It also provides coverage if your car is stolen.
Commercial auto insurance is for vehicles used for professional purposes. These policies typically combine forms of car insurance such as liability, comprehensive, collision, uninsured motorist, and medical payments. This is especially worth considering if you frequently make long drives to multiple job sites, transport equipment, let employees drive for you, or use your vehicle as a means of earning an income.
If you own a car that’s a collector’s item, you may want to consider classic car insurance. Standard auto insurance reimburses vehicles based on actual cash value, but classic cars don’t depreciate in value like others do. If you have a classic vehicle that you keep locked away in storage except for occasional use. Classic car insurance will reimburse you for the true value of your classic vehicle.
Find Your Auto Policy Today
At Secure Insurance Group, we’ll help you get the auto policy that covers everything you need it to, so that no matter what happens, you’ll be prepared. We take pride in the quality we offer, and we will give you the auto policy you deserve at the lowest price. Call us today at 1-877-871-7328.