Medicare does not usually cover the cost of glasses or contact lenses. If you want to get help paying for these items, a vision insurance policy would be necessary. Though, you could get some support through the extra benefits offered in many Medicare Advantage plans.
There are also a few situations where Medicare may help pay for corrective lenses.
When Will Medicare Pay for Corrective Lenses?
If you need corrective lenses after cataract surgery that implants an intraocular lens, Medicare will pay for one pair of eyeglasses or contact lenses. The eyeglasses must be built with standard frames and you only receive a single set of contact lenses. If the glasses break or you need a new set of contact lenses, you would need vision insurance to get help paying for them.
How to Get Vision Insurance
You can purchase vision insurance as part of another policy or directly from an insurance company. Usually, it is helpful to get help buying a policy from an insurance agent who understands the industry as well as your needs. They can guide you through the process and ensure that you receive adequate coverage for the premiums you’re charged.
Vision Coverage Through Medicare Advantage
Although Original Medicare doesn’t cover vision, there are many Medicare Advantage plans that do. The level of coverage offered varies, but Medicare Advantage plan providers often leverage vision benefits as a means of incentivizing new enrollees. The benefits may not be as extensive as what could be received via a standalone vision insurance plan, but they are still incredibly helpful.
Find a Medicare Advantage Plan
If you have vision issues that you want addressed, finding a Medicare Advantage plan with vision coverage could be a good idea. To get help searching for the right plan, reach out to Secure Insurance Group today. You can call us at 877-871-7328 or use the contact form on this page.
